kingpay – your card, your choice!
king one plan – the plan that fits you
Plenty of benefits, up to 3% cashback in your first 4 weeks (max. €15, 0.1% thereafter), your own IBAN and a comprehensive insurance package. All fees are set out in full in our fee schedule.
Show all benefits










king one plan
or €19/month
€199/year or €19/month
- Up to 3% cashback in the first 4 weeks – max. €15. 0.1% thereafter.
- Your own IBAN for more flexibility
- Comprehensive insurance package
king one plan in detail
![]() | |
|---|---|
| Physical card | |
| Virtual card | |
| Card-to-card transfer | |
| International payments | |
| Own IBAN | |
| Instant top-up | |
| Gift cards | |
| Insurance | |
| Customer support | |
Flexible limits for your needs
king one plan gives you generous limits for all transaction types – from top-ups to card payments and ATM withdrawals.
| king one plan | |
|---|---|
| Maximum per top-up (card) | € 10,000 |
| Maximum daily (amount) | € 10,000 |
| Maximum daily (count) | 3 |
| Maximum monthly (amount) | € 25,000 |
| Maximum monthly (count) | 25 |
| Maximum yearly (amount) | € 25,000 |
| Maximum yearly (count) | 100 |
| Minimum top-up amount | € 10 |
| Maximum card to card (daily count) | € 2,000 |
| Maximum card to card (daily) | € 2,000 |
| Maximum card to card (monthly) | € 5,000 |
| Maximum card to card (yearly) | € 15,000 |
| Maximum total balance (per account) | € 25,000 |
| Maximum total balance (per card) | € 35,000 |
Fees that suit the way you use your card
All fees for king one plan – transfers, withdrawals, domestic and international card payments and recurring costs. This overview mirrors the contractual Fees and Limits Schedule.
| king one plan | |
|---|---|
| Card top-up fee (per top-up) | free |
| ATM withdrawal in the EEA (excluding operator fees) | €2.50 |
| ATM withdrawal outside the EEA (excluding operator fees) | €2.50 |
| Account closure | free |
| Balance inquiry at ATM | €0 |
| ATM decline | free |
| Domestic POS payment | First 20 transactions/month free, then €0.12 |
| Foreign POS payment | €0.15 |
| Foreign currency fee for foreign payments | 0% |
| Card replacement fee – lost or stolen | €0 |
| PIN change fee (at ATM) | €0 |
| Redemption fee | free |
| Express card delivery | not available |
What our
customers say
From students to frequent flyers – discover how different users have integrated kingpay into their everyday lives.
„I often use this card abroad and it gives me a very low foreign exchange rate as well as full control over my money in the app"
Christian„Great for everyday use. I've saved a lot of money shopping online, already more than the annual fee. The card pays off from day one"
Katarina„The card is fully safe, seriously. I've used it everywhere, even abroad everything ran smoothly, and the app is solid too, easy and stress-free. 10/10, would recommend!"
Tommy„Recently I had an experience with a very well-known online shopping portal in Germany, my package wasn't delivered and the shop refused to refund me. kingpay backed me up though and credited the money back to my card"
Vanessa„I'm 68 years old and modern apps aren't always easy for me. But with kingpay even an old-timer like me can handle everything without any trouble."
Herbert„I often use this card abroad and it gives me a very low foreign exchange rate as well as full control over my money in the app"
Christian„Great for everyday use. I've saved a lot of money shopping online, already more than the annual fee. The card pays off from day one"
Katarina„The card is fully safe, seriously. I've used it everywhere, even abroad everything ran smoothly, and the app is solid too, easy and stress-free. 10/10, would recommend!"
Tommy„Recently I had an experience with a very well-known online shopping portal in Germany, my package wasn't delivered and the shop refused to refund me. kingpay backed me up though and credited the money back to my card"
Vanessa„I'm 68 years old and modern apps aren't always easy for me. But with kingpay even an old-timer like me can handle everything without any trouble."
Herbert
Join 100,000 satisfied customers
Experience smart payments with cashback and kingpay benefits.

Your kingpay Card, Account and the related e-money are issued by Heuro SAS as the regulated issuer. Moorwand Ltd acts as programme partner and BIN sponsor. For card, e-money and payment services matters, the issuer's terms take precedence. Moorwand Ltd (FCA Reference No. 900709) is a principal member of Mastercard International Incorporated and provides the Mastercard scheme partnership for the programme. The kingpay card is issued under licence from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.




