Open Banking
Your banking, connected.
Experience a faster, smarter and more secure way to manage your money with kingpay.
kingpay is designed to work beyond its own app. Through Open Banking technology, your kingpay account can be securely connected to compatible third-party financial applications and services, allowing you to manage your finances wherever it suits you best.
Whether you use budgeting tools, accounting software, personal finance apps or other authorised financial services, you can choose to share your account information securely or initiate payments directly from your kingpay account. You remain in complete control of what is shared and can withdraw your consent at any time.
Connect your finances. Stay in control.
Open Banking allows you to securely connect your bank accounts with trusted financial services, giving you a smarter and more convenient way to manage your money.
With your explicit consent, you can share selected account information or initiate bank transfers directly from your bank account through secure APIs. You remain in full control at all times and can withdraw your consent whenever you choose. Open Banking is built on the principles of PSD2 and uses secure authentication to protect your data.
What you can do
View all your accounts in one place
Connect accounts from supported banks and view your balances and transactions from a single dashboard.
Make faster bank payments
Initiate secure account-to-account payments directly from your connected bank without entering card details.
Better budgeting
See your spending across multiple accounts, monitor your cash flow and gain valuable insights into your finances.
Faster verification
Securely share your banking information when required for selected financial services, reducing paperwork and speeding up onboarding.
Your security comes first
Your financial data belongs to you.
Open Banking only works with your explicit permission and regulated providers.
- You choose which accounts to connect.
- You decide what information is shared.
- You can revoke access at any time.
- Your credentials are never shared with third parties.
- All connections use encrypted communication and secure authentication.
How it works
- 1
Choose your bank
Select your bank from our list of supported institutions.
- 2
Secure authentication
You'll be redirected to your bank to authenticate using its secure login process.
- 3
Give your consent
Choose which accounts and information you would like to share.
- 4
You're connected
Start managing your finances more efficiently from within kingpay.
Frequently Asked Questions
Is Open Banking safe?
Yes. Open Banking uses secure APIs, encryption and Strong Customer Authentication (SCA). Your bank credentials remain with your bank and are never shared with kingpay.
Do I have to use Open Banking?
No. Open Banking is completely optional and only available if you choose to connect your accounts.
Can I disconnect my bank account?
Yes. You can revoke your consent and disconnect your bank account at any time.
Which banks are supported?
We continue to expand our network and support an increasing number of banks across the UK and Europe.
Why use Open Banking with kingpay?
- Secure connections
- Faster account verification
- Easy account-to-account payments
- Better financial overview
- No need to share banking passwords with third parties
- Fully under your control
